Banking Frontiers hosted a panel discussion in which speakers discussed how the innovation agenda of an organisation becomes its driving force. How data can help you generate income, for example, by providing better products and services to customers, and how it can be used to solve problems and make digital services more efficient. Digital India is the country’s next step toward modernization and innovation. What exactly is intellectual property? What does a company hope to gain from its intellectual property? How will the company make use of the intellectual property? Flexibility and not focusing solely on one aspect will propel the ecosystem to new heights.