In this insightful interview by Mr. Ravi Seshadri, Insurance Thought Leader, Banking Frontiers, with Mrs. Girija Subramaniam, CMD, Agriculture Insurance Company of India, she shares her experiences and initiatives in her new role, following 34 years in reinsurance. She discusses the importance of adapting to change and the excitement of facing new challenges. She highlights key government initiatives aimed at crop insurance for all farmers, aided by subsidies. With a strategic focus on the rural population and farming seasons, she details how insurance is crucial. The role of fintech companies and the digital revolution in reaching every farmer was the key point of discussion. Entering the new foray of rural products by AIC and the Reinsurer’s eye on this Indian Agriculture sector were deliberated in detail.